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Additionally, customers for this type of strategy could have serious lawful or criminal histories. It's important to keep in mind that various providers use a series of problem ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - funeral expenses plan. Some will additionally provide greater stated value, as much as $40,000, and others will enable far better death advantage problems by enhancing the rate of interest with the return of costs or lessening the variety of years up until a complete survivor benefit is offered